Digital Security 101

The IRS begins accepting most tax returns on January 27th, 2025 — but the earlier you submit, the better chance you have of receiving your refund and avoiding scams.

Your credit reports can bring to light early warning signs of fraud or errors that could impact your credit score — but only if you know where to look.

While there are free credit monitoring solutions available, many have limited features that can leave you vulnerable to fraud or credit score damage.

Three-bureau credit monitoring is an essential tool if you’ve been the victim of identity theft or a data breach — but not all services are equal.

Credit monitoring apps help track your credit score, warn you of fraud, and educate you about building credit — but not all are worth your time and money.

Send a dispute letter to the collector within 30 days, dispute inaccuracies with credit bureaus, and request that the collector stop contacting you.

Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.

Regularly reviewing your bank statements is one of the best ways to maintain your financial health — and can help you spot the warning signs of fraud.