Digital Security 101

Three-bureau credit monitoring is an essential tool if you’ve been the victim of identity theft or a data breach — but not all services are equal.

While there are free credit monitoring solutions available, many have limited features that can leave you vulnerable to fraud or credit score damage.

Credit monitoring apps help track your credit score, warn you of fraud, and educate you about building credit — but not all are worth your time and money.

Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.

Send a dispute letter to the collector within 30 days, dispute inaccuracies with credit bureaus, and request that the collector stop contacting you.

Regularly reviewing your bank statements is one of the best ways to maintain your financial health — and can help you spot the warning signs of fraud.

myFICO is one of the only credit monitoring services that provides FICO® scores — but its limited features could leave you vulnerable to fraud and scams.

System errors, file mixups, data breaches, or even identity theft may be why your credit is frozen without you initiating it.