Digital Security 101

Pros and Cons of Freezing Your Credit (When To Freeze)
Requesting a credit freeze is one of the best things you can do to protect against identity fraud — but there are some downsides that you should consider.

8 Reasons Why You Should File Taxes Early This Year
The IRS begins accepting most tax returns on January 27th, 2025 — but the earlier you submit, the better chance you have of receiving your refund and avoiding scams.
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Why It’s Important To Check Your Credit Reports (and How To Do It)
Your credit reports can bring to light early warning signs of fraud or errors that could impact your credit score — but only if you know where to look.

8 Best Credit Monitoring Services This Year (Free & Paid)
While there are free credit monitoring solutions available, many have limited features that can leave you vulnerable to fraud or credit score damage.

How To Get Three-Bureau Credit Monitoring: 5 Best Options
Three-bureau credit monitoring is an essential tool if you’ve been the victim of identity theft or a data breach — but not all services are equal.

The 6 Best Credit Monitoring Apps (Track Your Credit Scores)
Credit monitoring apps help track your credit score, warn you of fraud, and educate you about building credit — but not all are worth your time and money.

How To Dispute Debts in My Name (That Aren’t Mine)
Send a dispute letter to the collector within 30 days, dispute inaccuracies with credit bureaus, and request that the collector stop contacting you.

What is Credit Monitoring? Do You Really Need It?
Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.