Digital Security 101

While there are free credit monitoring solutions available, many have limited features that can leave you vulnerable to fraud or credit score damage.

Credit monitoring apps help track your credit score, warn you of fraud, and educate you about building credit — but not all are worth your time and money.

Credit Karma offers "free" credit monitoring and personal financial tools to millions of Americans — but it's not the only (or best) option available.

Cloned cards are fraudulent copies of real credit or debit cards. Hacked POS terminals and skimmers can both easily give away card information.

Most often, thieves “hack” debit cards with skimmers on POS terminals. Keeping a close eye on card statements, using contactless payments can help.

If you’re trying to rebuild or repair your credit, the last thing you need is to get scammed. Learn how to spot illegal credit repair and CPN number scams.

Scammers use fake credit score sites and repair agencies to steal your personal info. Learn how to spot (and avoid) the latest credit score scams.

Saddled with a low credit score due to fraud or missed payments? Learn how long it takes to repair credit (and how to do it the right way).