Digital Security 101
![Illustration of a computer screen with an image of a lock on it, symbolizing that it is protected against online threats](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/64d53f62d18378633c2da98a_Aura%20vs%20Bark.webp)
Aura vs. Bark: How To Choose the Best Parental Control App
Aura vs. Bark is a hot debate — which is the best parental controls app to keep your kids safe online? It’s time to find out.
![Illustration of a piece of ID with a keyhole icon for a face, on top of a wallet to symbolize the cost of identity theft](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/66bb7a372e2e396eb8c25e5b_66bb7a011823c6b25ba27e84_How-does-identity-theft-insurance-work-lead-image.webp)
Identity Theft Insurance Coverage, Limits, and Exclusions
Identity theft insurance helps reimburse stolen funds, legal fees, and other recovery costs associated with ID fraud. Coverage may vary by plan.
![Hands poised over an open laptop keyboard, appearing to type code](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/671bb02b3c1c508823785dfe_671bb0072dd712fbf88e8cdb_How-do-hackers-get-passwords-lead-image.webp)
How Do Hackers Get Passwords? (And How To Stop Them)
Learn about the warning signs of password cracking, how hackers get passwords, and how to protect your online accounts from cyberattacks.
![how to reduce your online footprint](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/634db1ec715affc343e2dc1a_Online%20footprint.png)
How To Reduce Your Digital Footprint & Protect Yourself Online
Every site you visit, link you click, and search you make is part of your online footprint. Learn how to minimize your digital footprint today.
![Illustration of a child using a large smartphone with their mother hidden behind it and watching them](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/64a72e6300a594e9e44c9394_How%20to%20See%20What%20My%20Kid%20is%20Doing%20Online.webp)
The 10 Best Parental Control Apps for iPhones Right Now
Children face more online threats than ever. Learn about 10 of the best parental control apps for iPhones and how to choose which one is right for you.
![Illustration of a key with a Wi-Fi symbol instead of its bit](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/647fbd7d4edd33abcc199d50_Pros%20and%20Cons%20of%20Using%20a%20VPN.webp)
Pros And Cons of Using a VPN: How To Know If You Need One
Is it worth it to use a VPN in 2023? Learn about the pros and cons of using a VPN and how to decide which one is right for you and your digital safety.
![An illustration of a victory stand showing Aura among the best identity theft protection services](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/6384c9a23e85dc59f40b1819_Best-identity-theft-protection-header.png)
The 11 Best Identity Theft Protection Companies Right Now
A closer look at the top identity theft protection companies and how you can compare their services, reviews, and value side by side.
![Student loan forgiveness scams: header image](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/6657aad96e0eae98c62acb39_634dadb266aea6364f33b384_Student%2520Loan%2520Forgiveness%2520Scams.png)
10 Ways to Identify Student Loan Forgiveness Scams
Scammers resurface when the government extends the moratorium on loan payments. Here are the 10 most common student loan forgiveness scams to know.
text
![Illustration of a pair of binoculars next to a credit score](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/6349b749a304d774b493ffc9_What%20is%20Credit%20Monitoring.png)
What is Credit Monitoring? Do You Really Need It?
Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.
![Illustration of a pixelated cursor standing upright on top of a bank card](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/659f13fe35bde7d8ab9d14b7_659f1332ae7b065ab9c5757a_What%20to%20do%20if%20your%20bank%20account%20is%20hacked.webp)
My Bank Account Has Been Hacked. Can I Get My Money Back?
Notify your bank to report any unauthorized transactions, start an investigation. Banks generally refund fraudulent transactions if reported promptly.
![An illustration of an ID card where the person in the photo is holding a shield](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/6349aa2b0fa06b2df7ae2a64_Best%20identity%20theft%20protection%20services.png)
How To Protect Yourself From Identity Theft
The best way to protect yourself from identity theft is to limit the information fraudsters can find about you — after that, it’s all about playing defense.
![Illustration of a leg disappearing into a bank vault inside a phone, as if to represent online bank fraud](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/64da54afe20d90c2eef05ebe_64da526978f44afd846c0f01_Someone-opened-a-bank-account-in-my-name-lead-image.webp)
Someone Opened A Bank Account In My Name — Help!
Contact the bank where the account was opened to report fraud and to close the account. Also take these steps to protect your identity and credit.
![Illustration of an upright question mark with a dollar sign for its shadow](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/647fa849475d402334ca5df8_Do%20Banks%20Refund%20Scammed%20Money_.webp)
Do Banks Refund Scammed Money? (How To Dispute Fraud)
While banks are generally obligated to refund money lost to fraud, they may deny the refund if you were negligent or involved in the scam.
![Illustration of a ransacked safe, its door ajar, cobwebs inside, and money spilling out, indicating bank fraud or theft](https://cdn.prod.website-files.com/6082ee0e95eb6459d78fac06/64da8cf96455b711a6a8bcb2_64da8cd91cc795ce631aa1f2_What-can-someone-do-with-your-bank-account-number-lead-image.webp)
What Can Scammers Do With Your Bank Account Number?
Scammers can't access your bank account with just your bank account number; however, they can set up direct debits or transfers via EFTs.